To Whom It May Concern: I have had the pleasure of knowing Mr. Charlie Newman in a professional relationship for almost 12 years. This relationship began when the advertising agency where he was Creative Director became agency of record for Bank of Louisville. Over this 12-year period, Charlie has blended our strategic direction with a wacky creative execution that has provided consistent positive results. He is not afraid to express the need and push the edge of creativity to create a distinctive position for our bank. He is a good guy to work with and I am happy to give a very strong recommendation for him to be considered as a new partner in business. Sincerely. David Klein Chief Operating Officer and EVP Bank of Louisville

Contact Charlie via Email at zootsuitbeatnick@yahoo.com